Details of Debt and Financial Obligations
See whether you qualify for Debt Counselling in terms of the National Credit Act.
Debt Counsellor Requirments
We need the following information from you:
- Your ID book and a copy of the front page.
- Copies and schedule of balances owing to all credit providers with copies of their statements of balance, account numbers and interest rate if possible
- Your salary slip and details of any other income you and/or members of your household may have.
- Details of your monthly expenses(excluding payments to your credit providers)
- Copies of any credit agreements to check for reckless lending or illegal contracts or portions thereof.(credit providers are legally required to issue you with a single replacement copy of a document free of charge if so requested within one year after the date for the original delivery of the document.Thereafter they are permitted to charge search and production fees permitted by regulation)
You can attach the required documnets to your application online.
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